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NatWest

A major high-street bank with full services and branches

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About NatWest

NatWest is one of the UK's largest banks, suited to people who want everything under one roof and the option of in-branch service. Its current accounts include a well-rated app, arranged overdrafts, rewards options and switching incentives at times. Being a full-service bank, it also covers savings, loans, mortgages and credit cards — convenient if you prefer to keep your finances together.

Pros

  • Full range: accounts, savings, loans, mortgages
  • Nationwide branch network and phone support
  • Well-rated app with spending insights
  • Occasional switching incentives

Cons

  • May charge fees abroad vs app banks
  • Premium accounts carry monthly fees
  • Rates can be beaten by digital challengers

Best for

Those who want a full-service bank with branches