Pets

Pet insurance

Dogs, cats, exotics — cover your vet bills without breaking the bank.

providers

ManyPets

Modern, flexible pet cover with fast claims.

ManyPets (formerly Bought By Many) offers flexible lifetime and time-limited policies with fast online claims and dental cover options.

Flexible lifetime and time-limited plans
Fast online claims
Optional dental cover
Transparent, app-based experience

Best for : Owners wanting flexible, modern cover

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Petplan

The UK's long-established pet insurance specialist.

Petplan is a long-running UK specialist offering covered-for-life policies with high vet-fee limits and strong claims reputation.

Covered For Life policies
High annual vet-fee limits
Strong claims reputation
Pays many vets directly

Best for : Owners prioritising lifetime cover for chronic conditions

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Animal Friends

Affordable cover with a charitable mission.

Animal Friends offers a range of value-focused dog and cat policies and donates to animal charities from its proceeds.

Competitive, value-focused pricing
Multiple cover tiers
Supports animal charities
Lifetime options available

Best for : Budget-conscious owners who value the charitable angle

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Direct Line

Pet cover from a trusted direct insurer.

Direct Line offers dog and cat insurance with lifetime cover options, a 24/7 vet video line and the convenience of a major insurer.

Lifetime cover options
24/7 vet video service
Backed by a major insurer
Easy direct management

Best for : Owners who want a big-brand insurer and vet video access

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The guide

Understanding : pet insurance

ManyPets, Petplan, Animal Friends, Direct Line… Pet insurance reimburses part of your vet costs (consultations, surgery, medication) up to an annual limit. The right policy depends on species, breed, age and waiting periods. We compare cover on reimbursement rate, limit, exclusions and price.