About Starling Business
Starling Business stands out by being a genuine, FSCS-protected bank account (not e-money) with no monthly fee for its standard account — rare in the space. It offers a superb app, free UK transfers, easy cash and cheque deposits via the Post Office, and optional paid add-ons like the Business Toolkit for invoicing and bookkeeping. It's a multi-award-winning choice for small limited companies and sole traders who want real banking with modern tools.
Pros
- Fully licensed, FSCS-protected bank account
- No monthly fee on the standard account
- Excellent app, free UK transfers
- Post Office cash/cheque deposits
Cons
- Toolkit (invoicing/bookkeeping) is a paid add-on
- Sole-trader account criteria apply
- Lending subject to eligibility
Best for
Small firms wanting a real bank account with no monthly fee