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Credit cards

Halifax Clarity

A long-time favourite travel card with no FX fees

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About Halifax Clarity

The Halifax Clarity credit card has been a staple for UK travellers thanks to no foreign-transaction fees anywhere in the world and no Halifax cash-withdrawal fee. You still pay interest on cash withdrawals from day one (so clear them quickly), but for everyday spending overseas it remains one of the simplest ways to avoid the markups that bank debit cards often add. Pay in full each month to keep it cheap.

Pros

  • No foreign-transaction fees worldwide
  • No Halifax cash-withdrawal fee
  • Great for holidays and overseas spending
  • Long-standing, trusted travel card

Cons

  • Interest on cash withdrawals from day one
  • No rewards or cashback
  • Approval and limit depend on your profile

Best for

Frequent travellers who want to avoid currency markups