About Virgin Money
Virgin Money is a regular feature in best-buy tables for long 0% balance-transfer and purchase periods, useful for clearing debt or spreading a cost over time. It also runs reward cards earning Virgin Points, which can be spent across Virgin Atlantic flights, Virgin Experience Days and more. A flexible issuer whether your priority is interest-free time or collecting points.
Pros
- Among the longest 0% deals in the UK
- Virgin Points rewards across the group
- Good app and account management
- Options for both 0% and rewards
Cons
- Balance-transfer fees apply
- Promo length depends on your profile
- Foreign-spend fees on most cards
Best for
Long interest-free periods or collecting Virgin Points