About Direct Line
Direct Line is a well-known UK insurer offering pet policies for dogs and cats, including lifetime cover with annual vet-fee limits. A useful extra is unlimited 24/7 access to a vet video service, handy for quick advice without an appointment. As it isn't sold via comparison sites, you buy directly, and bundling with other Direct Line products can be convenient. Check the annual limit, excess, dental terms and waiting periods to be sure the plan fits.
Pros
- Lifetime cover options
- 24/7 vet video service
- Backed by a major insurer
- Easy direct management
Cons
- Not on comparison sites
- Premiums rise with age
- Pre-existing conditions excluded
Best for
Owners who want a big-brand insurer and vet video access