About Petplan
Petplan is one of the most established pet insurers in the UK, specialising solely in pet cover for dogs, cats and rabbits. Its Covered For Life policies provide high annual vet-fee limits that renew each year, which is valuable for ongoing or chronic conditions. The brand is well regarded for its claims handling and works directly with many vets. Premiums sit at the higher end, so weigh the limit, excess and waiting periods against the cost.
Pros
- Covered For Life policies
- High annual vet-fee limits
- Strong claims reputation
- Pays many vets directly
Cons
- Premiums at the higher end
- Pre-existing conditions excluded
- Price increases with age
Best for
Owners prioritising lifetime cover for chronic conditions